Insurable Homes

California

California FAIR Plan policies in Orange County

As of 30 September 2026, the California FAIR Plan had 27,774 policies in force in Orange County, up 17% from a year earlier and up from 4,628 in September 2022, according to the FAIR Plan's county data. That is the 6th highest count among California's 58 counties.

Policies in force, Sept 202627,77417% in a year
Policies in force, Sept 20224,628
Change since 2022+23,146+500%
Sept 2022: 4,6284,628Sept 2022Sept 2023: 6,3426,342Sept 2023Sept 2024: 13,65413,654Sept 2024Sept 2025: 23,74823,748Sept 2025Sept 2026: 27,77427,774Sept 2026

FAIR Plan policies in force in Orange County, residential, commercial and business owner's lines, at 30 September each year

What the FAIR Plan is. The FAIR Plan describes itself as an insurer of last resort established by statute to provide basic property insurance to Californians statewide. These counts include residential, commercial and business owner's policies. They show how many policies the FAIR Plan holds, not why owners chose it. How to read these figures.

Year by year

At 30 SeptemberPolicies in forceChange on previous year
202627,77417%
202523,74874%
202413,654115%
20236,34237%
20224,62813%

Sources

  1. California FAIR Plan Association, Policy Growth by Fiscal Year (Residential, Commercial and BOP Lines), data by county, all figures as of 30 September 2026
  2. California FAIR Plan Association, Key statistics and data

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.