Insurable Homes

California

California FAIR Plan policies in Santa Clara County

As of 30 September 2026, the California FAIR Plan had 6,415 policies in force in Santa Clara County, up 3% from a year earlier and up from 1,435 in September 2022, according to the FAIR Plan's county data. That is the 20th highest count among California's 58 counties.

Policies in force, Sept 20266,4153% in a year
Policies in force, Sept 20221,435
Change since 2022+4,980+347%
Sept 2022: 1,4351,435Sept 2022Sept 2023: 1,8261,826Sept 2023Sept 2024: 3,6683,668Sept 2024Sept 2025: 6,2006,200Sept 2025Sept 2026: 6,4156,415Sept 2026

FAIR Plan policies in force in Santa Clara County, residential, commercial and business owner's lines, at 30 September each year

What the FAIR Plan is. The FAIR Plan describes itself as an insurer of last resort established by statute to provide basic property insurance to Californians statewide. These counts include residential, commercial and business owner's policies. They show how many policies the FAIR Plan holds, not why owners chose it. How to read these figures.

Year by year

At 30 SeptemberPolicies in forceChange on previous year
20266,4153%
20256,20069%
20243,668101%
20231,82627%
20221,43517%

Sources

  1. California FAIR Plan Association, Policy Growth by Fiscal Year (Residential, Commercial and BOP Lines), data by county, all figures as of 30 September 2026
  2. California FAIR Plan Association, Key statistics and data

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.