California FAIR Plan policies in Santa Cruz County
As of 30 September 2026, the California FAIR Plan had 12,663 policies in force in Santa Cruz County, down 1% from a year earlier and up from 3,075 in September 2022, according to the FAIR Plan's county data. That is the 13th highest count among California's 58 counties.
Policies in force, Sept 202612,663-1% in a year
Policies in force, Sept 20223,075
Change since 2022+9,588+312%
FAIR Plan policies in force in Santa Cruz County, residential, commercial and business owner's lines, at 30 September each year
What the FAIR Plan is. The FAIR Plan describes itself as an insurer of last resort established by statute to provide basic property insurance to Californians statewide. These counts include residential, commercial and business owner's policies. They show how many policies the FAIR Plan holds, not why owners chose it. How to read these figures.
Year by year
| At 30 September | Policies in force | Change on previous year |
|---|---|---|
| 2026 | 12,663 | -1% |
| 2025 | 12,796 | 60% |
| 2024 | 7,993 | 84% |
| 2023 | 4,342 | 41% |
| 2022 | 3,075 | 52% |
Sources
- California FAIR Plan Association, Policy Growth by Fiscal Year (Residential, Commercial and BOP Lines), data by county, all figures as of 30 September 2026
- California FAIR Plan Association, Key statistics and data
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.