Home insurance nonrenewals in Gogebic, Michigan
Insurers in the Senate Budget Committee's data nonrenewed 22 homeowners policies in Gogebic, Michigan in 2023, a rate of 1.82%, against 0.58% for the state. In 2018 the rate was 0.77%.
Homeowners nonrenewals in Gogebic, Michigan, by year (insurers in the Senate data)
Year by year
| Year | Nonrenewals | Policies in force | Rate | Michigan rate |
|---|---|---|---|---|
| 2023 | 22 | 1,208 | 1.82% | 0.58% |
| 2022 | 18 | 1,269 | 1.42% | 0.48% |
| 2021 | 12 | 1,226 | 0.98% | 0.49% |
| 2020 | 6 | 1,184 | 0.51% | 0.28% |
| 2019 | 5 | 1,144 | 0.44% | 0.40% |
| 2018 | 9 | 1,175 | 0.77% | 0.46% |
About this nonrenewal data. The Senate Budget Committee collected it from 23 large insurers, which it says cover about 65% of the US homeowners market. It is not the whole market. A nonrenewal is the insurer choosing not to renew. The rate is nonrenewals divided by policies in force (nonrenewals plus policies at year end), as the committee calculated it. Some small counties are grouped, and some policy counts are fractional in the source. In a few rows the committee's policies-in-force figure differs slightly from that sum, and we show it as published. We leave out rows with fewer than 100 policies in force, which in this file are almost always fragments of misspelled or regrouped county names.
Sources
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
- Zenodo (archived copy of the Senate Budget Committee spreadsheet, record 14829684), 2024_homeowners_insurance_non-renewal_data_senate_budget_committee.xlsx, the file used here
- US Senate Budget Committee, Next to Fall: The Climate-Driven Insurance Crisis Is Here, and Getting Worse (report, December 2024)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.