Insurable Homes

North Carolina

Home insurance of last resort in Brunswick County, North Carolina

At 30 June 2026 the North Carolina FAIR Plan insured 10,912 residential risks in Brunswick County, up 1.2% from a year earlier, with $1.9 billion of residential insured value. That is the highest count among North Carolina's 100 counties.

FAIR Plan residential, 30 June 202610,912+1.2% in a year
Residential insured value$1.9 billion
FAIR Plan commercial689
Mar 23: 10,33710,337Mar 23Jun 23: 10,366Sep 23: 10,470Dec 23: 10,466Dec 23Mar 24: 10,552Jun 24: 10,614Sep 24: 10,749Sep 24Dec 24: 10,729Mar 25: 10,784Jun 25: 10,787Jun 25Sep 25: 10,872Dec 25: 10,791Mar 26: 10,866Mar 26Jun 26: 10,91210,912Jun 26

NC FAIR Plan residential count in Brunswick County at each quarter end

Quarter by quarter

Quarter endResidential countResidential insured valueCommercial countTotal count
30 June 202610,912$1.9 billion68911,601
31 March 202610,866$1.9 billion82811,694
31 December 202510,791$1.8 billion94311,734
30 September 202510,872$1.8 billion1,14412,016
30 June 202510,787$1.7 billion1,18411,971
31 March 202510,784$1.7 billion1,38812,172
31 December 202410,729$1.7 billion1,48712,216
30 September 202410,749$1.6 billion1,57912,328
30 June 202410,614$1.6 billion1,41712,031
31 March 202410,552$1.5 billion1,33011,882
31 December 202310,466$1.4 billion1,11811,584
30 September 202310,470$1.4 billion98211,452
30 June 202310,366$1.3 billion75111,117
31 March 202310,337$1.3 billion40410,741

Coastal Property Insurance Pool (Beach Plan)

Brunswick County is one of the 18 coastal counties served by the state's beach and coastal pool. At 30 June 2026 the pool insured 46,521 residential risks here, up 1.1% from a year earlier.

Quarter endResidential countResidential insured valueCommercial count
30 June 202646,521$31.1 billion2,043
31 March 202646,591$30.7 billion2,327
31 December 202546,639$30.4 billion2,494
30 September 202546,482$30.0 billion2,694
30 June 202546,031$29.2 billion2,795
31 March 202545,122$28.1 billion2,838
31 December 202444,283$27.1 billion2,801
30 September 202443,552$26.2 billion2,880
30 June 202442,301$24.7 billion2,862
31 March 202440,748$23.0 billion2,866
31 December 202339,478$21.6 billion2,759
30 September 202338,435$20.3 billion2,754
30 June 202336,692$18.5 billion2,530
31 March 202334,732$16.7 billion2,296

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Brunswick.

YearNonrenewalsPolicies in forceNonrenewal rateNorth Carolina rate
202344819,2972.32%1.79%
202215817,6050.90%0.91%
20214413,6010.32%0.78%
20203912,1570.32%1.05%
201913912,6741.10%1.15%
201818913,6341.39%2.07%
How to read this. Counts are the pools' published counts of insured risks, which are close to but not always the same as policies. Insured value is the pools' aggregate liability for buildings and contents. A rising count can mean fewer private insurers writing in the area, but the pools do not say why owners joined.

Sources

  1. North Carolina Joint Underwriting Association (NC FAIR Plan), Quarterly financial statements, Aggregate Liability by Counties
  2. North Carolina Insurance Underwriting Association (Coastal Property Insurance Pool), Quarterly financial statements, Aggregate Liability by Counties
  3. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.