Insurable Homes

North Carolina

Home insurance of last resort in Caswell County, North Carolina

At 30 June 2026 the North Carolina FAIR Plan insured 980 residential risks in Caswell County, up 4.8% from a year earlier, with $162.3 million of residential insured value. That is the 81st highest count among North Carolina's 100 counties.

FAIR Plan residential, 30 June 2026980+4.8% in a year
Residential insured value$162.3 million
FAIR Plan commercial31
Mar 23: 782782Mar 23Jun 23: 782Sep 23: 779Dec 23: 823Dec 23Mar 24: 837Jun 24: 883Sep 24: 898Sep 24Dec 24: 917Mar 25: 934Jun 25: 935Jun 25Sep 25: 950Dec 25: 935Mar 26: 961Mar 26Jun 26: 980980Jun 26

NC FAIR Plan residential count in Caswell County at each quarter end

Quarter by quarter

Quarter endResidential countResidential insured valueCommercial countTotal count
30 June 2026980$162.3 million311,011
31 March 2026961$149.5 million28989
31 December 2025935$139.6 million17952
30 September 2025950$137.3 million18968
30 June 2025935$132.1 million15950
31 March 2025934$126.6 million14948
31 December 2024917$116.5 million14931
30 September 2024898$110.2 million13911
30 June 2024883$102.8 million13896
31 March 2024837$94.6 million13850
31 December 2023823$86.9 million14837
30 September 2023779$77.3 million15794
30 June 2023782$76.5 million15797
31 March 2023782$74.5 million14796

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Caswell.

YearNonrenewalsPolicies in forceNonrenewal rateNorth Carolina rate
2023261,5791.65%1.79%
2022161,6320.98%0.91%
2021151,6310.92%0.78%
2020251,6281.54%1.05%
2019241,6251.48%1.15%
2018341,6852.02%2.07%
How to read this. Counts are the pools' published counts of insured risks, which are close to but not always the same as policies. Insured value is the pools' aggregate liability for buildings and contents. A rising count can mean fewer private insurers writing in the area, but the pools do not say why owners joined.

Sources

  1. North Carolina Joint Underwriting Association (NC FAIR Plan), Quarterly financial statements, Aggregate Liability by Counties
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.