Insurable Homes

North Carolina

Home insurance of last resort in Davie County, North Carolina

At 30 June 2026 the North Carolina FAIR Plan insured 965 residential risks in Davie County, up 7.5% from a year earlier, with $228.5 million of residential insured value. That is the 83rd highest count among North Carolina's 100 counties.

FAIR Plan residential, 30 June 2026965+7.5% in a year
Residential insured value$228.5 million
FAIR Plan commercial28
Mar 23: 663663Mar 23Jun 23: 676Sep 23: 689Dec 23: 713Dec 23Mar 24: 732Jun 24: 781Sep 24: 797Sep 24Dec 24: 830Mar 25: 872Jun 25: 898Jun 25Sep 25: 902Dec 25: 924Mar 26: 943Mar 26Jun 26: 965965Jun 26

NC FAIR Plan residential count in Davie County at each quarter end

Quarter by quarter

Quarter endResidential countResidential insured valueCommercial countTotal count
30 June 2026965$228.5 million28993
31 March 2026943$217.7 million27970
31 December 2025924$206.4 million27951
30 September 2025902$196.7 million27929
30 June 2025898$191.1 million26924
31 March 2025872$177.5 million24896
31 December 2024830$161.2 million21851
30 September 2024797$144.6 million21818
30 June 2024781$132.9 million20801
31 March 2024732$117.8 million15747
31 December 2023713$108.3 million9722
30 September 2023689$98.8 million9698
30 June 2023676$95.1 million9685
31 March 2023663$90.8 million8671

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Davie.

YearNonrenewalsPolicies in forceNonrenewal rateNorth Carolina rate
2023485,5520.86%1.79%
2022395,5530.70%0.91%
2021345,5130.62%0.78%
2020605,4911.09%1.05%
2019585,5501.05%1.15%
2018955,6611.68%2.07%
How to read this. Counts are the pools' published counts of insured risks, which are close to but not always the same as policies. Insured value is the pools' aggregate liability for buildings and contents. A rising count can mean fewer private insurers writing in the area, but the pools do not say why owners joined.

Sources

  1. North Carolina Joint Underwriting Association (NC FAIR Plan), Quarterly financial statements, Aggregate Liability by Counties
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.