Insurable Homes

North Carolina

Home insurance of last resort in Granville County, North Carolina

At 30 June 2026 the North Carolina FAIR Plan insured 1,629 residential risks in Granville County, up 9.1% from a year earlier, with $339.5 million of residential insured value. That is the 62nd highest count among North Carolina's 100 counties.

FAIR Plan residential, 30 June 20261,629+9.1% in a year
Residential insured value$339.5 million
FAIR Plan commercial35
Mar 23: 1,2771,277Mar 23Jun 23: 1,317Sep 23: 1,321Dec 23: 1,325Dec 23Mar 24: 1,358Jun 24: 1,368Sep 24: 1,406Sep 24Dec 24: 1,439Mar 25: 1,473Jun 25: 1,493Jun 25Sep 25: 1,531Dec 25: 1,569Mar 26: 1,604Mar 26Jun 26: 1,6291,629Jun 26

NC FAIR Plan residential count in Granville County at each quarter end

Quarter by quarter

Quarter endResidential countResidential insured valueCommercial countTotal count
30 June 20261,629$339.5 million351,664
31 March 20261,604$321.5 million341,638
31 December 20251,569$302.9 million301,599
30 September 20251,531$288.6 million281,559
30 June 20251,493$271.0 million251,518
31 March 20251,473$256.8 million251,498
31 December 20241,439$250.4 million271,466
30 September 20241,406$236.3 million201,426
30 June 20241,368$218.7 million201,388
31 March 20241,358$210.5 million181,376
31 December 20231,325$198.3 million131,338
30 September 20231,321$189.4 million131,334
30 June 20231,317$180.9 million131,330
31 March 20231,277$169.4 million131,290

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Granville.

YearNonrenewalsPolicies in forceNonrenewal rateNorth Carolina rate
2023755,3571.40%1.79%
2022665,5461.19%0.91%
2021535,4800.97%0.78%
2020955,4821.73%1.05%
2019845,4771.53%1.15%
2018965,5551.73%2.07%
How to read this. Counts are the pools' published counts of insured risks, which are close to but not always the same as policies. Insured value is the pools' aggregate liability for buildings and contents. A rising count can mean fewer private insurers writing in the area, but the pools do not say why owners joined.

Sources

  1. North Carolina Joint Underwriting Association (NC FAIR Plan), Quarterly financial statements, Aggregate Liability by Counties
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.