Insurable Homes

North Carolina

Home insurance of last resort in Greene County, North Carolina

At 30 June 2026 the North Carolina FAIR Plan insured 1,437 residential risks in Greene County, up 1.8% from a year earlier, with $203.8 million of residential insured value. That is the 67th highest count among North Carolina's 100 counties.

FAIR Plan residential, 30 June 20261,437+1.8% in a year
Residential insured value$203.8 million
FAIR Plan commercial116
Mar 23: 1,3101,310Mar 23Jun 23: 1,317Sep 23: 1,318Dec 23: 1,337Dec 23Mar 24: 1,373Jun 24: 1,374Sep 24: 1,392Sep 24Dec 24: 1,386Mar 25: 1,397Jun 25: 1,412Jun 25Sep 25: 1,420Dec 25: 1,434Mar 26: 1,432Mar 26Jun 26: 1,4371,437Jun 26

NC FAIR Plan residential count in Greene County at each quarter end

Quarter by quarter

Quarter endResidential countResidential insured valueCommercial countTotal count
30 June 20261,437$203.8 million1161,553
31 March 20261,432$196.0 million1081,540
31 December 20251,434$185.5 million1141,548
30 September 20251,420$179.4 million1091,529
30 June 20251,412$173.2 million1161,528
31 March 20251,397$163.1 million1111,508
31 December 20241,386$159.5 million1111,497
30 September 20241,392$154.7 million1081,500
30 June 20241,374$145.7 million1151,489
31 March 20241,373$136.0 million1061,479
31 December 20231,337$127.1 million1101,447
30 September 20231,318$118.8 million1011,419
30 June 20231,317$113.4 million861,403
31 March 20231,310$111.8 million881,398

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Greene.

YearNonrenewalsPolicies in forceNonrenewal rateNorth Carolina rate
20239180211.35%1.79%
2022158771.71%0.91%
2021108591.16%0.78%
2020369083.96%1.05%
2019239732.36%1.15%
2018141,0091.39%2.07%
How to read this. Counts are the pools' published counts of insured risks, which are close to but not always the same as policies. Insured value is the pools' aggregate liability for buildings and contents. A rising count can mean fewer private insurers writing in the area, but the pools do not say why owners joined.

Sources

  1. North Carolina Joint Underwriting Association (NC FAIR Plan), Quarterly financial statements, Aggregate Liability by Counties
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.