Insurable Homes

North Carolina

Home insurance of last resort in Nash County, North Carolina

At 30 June 2026 the North Carolina FAIR Plan insured 4,989 residential risks in Nash County, up 3.2% from a year earlier, with $980.2 million of residential insured value. That is the 14th highest count among North Carolina's 100 counties.

FAIR Plan residential, 30 June 20264,989+3.2% in a year
Residential insured value$980.2 million
FAIR Plan commercial291
Mar 23: 4,3134,313Mar 23Jun 23: 4,356Sep 23: 4,464Dec 23: 4,453Dec 23Mar 24: 4,561Jun 24: 4,657Sep 24: 4,684Sep 24Dec 24: 4,762Mar 25: 4,785Jun 25: 4,832Jun 25Sep 25: 4,842Dec 25: 4,873Mar 26: 4,948Mar 26Jun 26: 4,9894,989Jun 26

NC FAIR Plan residential count in Nash County at each quarter end

Quarter by quarter

Quarter endResidential countResidential insured valueCommercial countTotal count
30 June 20264,989$980.2 million2915,280
31 March 20264,948$930.7 million3115,259
31 December 20254,873$882.2 million3005,173
30 September 20254,842$846.1 million3165,158
30 June 20254,832$820.1 million2795,111
31 March 20254,785$780.9 million2755,060
31 December 20244,762$749.4 million2705,032
30 September 20244,684$715.2 million2254,909
30 June 20244,657$687.3 million2204,877
31 March 20244,561$641.6 million1974,758
31 December 20234,453$591.1 million1814,634
30 September 20234,464$567.2 million1744,638
30 June 20234,356$536.5 million1534,509
31 March 20234,313$510.4 million1334,446

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Nash.

YearNonrenewalsPolicies in forceNonrenewal rateNorth Carolina rate
202315510,2251.52%1.79%
202211410,6581.07%0.91%
20218810,6020.83%0.78%
202016410,6941.53%1.05%
201916910,8541.56%1.15%
201819410,9901.77%2.07%
How to read this. Counts are the pools' published counts of insured risks, which are close to but not always the same as policies. Insured value is the pools' aggregate liability for buildings and contents. A rising count can mean fewer private insurers writing in the area, but the pools do not say why owners joined.

Sources

  1. North Carolina Joint Underwriting Association (NC FAIR Plan), Quarterly financial statements, Aggregate Liability by Counties
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.