Insurable Homes

North Carolina

Home insurance of last resort in Robeson County, North Carolina

At 30 June 2026 the North Carolina FAIR Plan insured 9,392 residential risks in Robeson County, up 1.0% from a year earlier, with $1.1 billion of residential insured value. That is the 2nd highest count among North Carolina's 100 counties.

FAIR Plan residential, 30 June 20269,392+1.0% in a year
Residential insured value$1.1 billion
FAIR Plan commercial667
Mar 23: 9,3409,340Mar 23Jun 23: 9,473Sep 23: 9,544Dec 23: 9,474Dec 23Mar 24: 9,269Jun 24: 9,411Sep 24: 9,373Sep 24Dec 24: 9,329Mar 25: 9,330Jun 25: 9,300Jun 25Sep 25: 9,351Dec 25: 9,363Mar 26: 9,423Mar 26Jun 26: 9,3929,392Jun 26

NC FAIR Plan residential count in Robeson County at each quarter end

Quarter by quarter

Quarter endResidential countResidential insured valueCommercial countTotal count
30 June 20269,392$1.1 billion66710,059
31 March 20269,423$1.0 billion62510,048
31 December 20259,363$972.6 million5639,926
30 September 20259,351$940.1 million5479,898
30 June 20259,300$913.1 million5199,819
31 March 20259,330$883.8 million4959,825
31 December 20249,329$865.0 million4799,808
30 September 20249,373$846.3 million4789,851
30 June 20249,411$818.9 million4749,885
31 March 20249,269$781.2 million4269,695
31 December 20239,474$760.3 million4299,903
30 September 20239,544$735.4 million4349,978
30 June 20239,473$709.4 million4439,916
31 March 20239,340$693.8 million4429,782

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Robeson.

YearNonrenewalsPolicies in forceNonrenewal rateNorth Carolina rate
20232995,9085.06%1.79%
2022876,1691.41%0.91%
2021666,0651.09%0.78%
20203416,2985.41%1.05%
20192426,5173.71%1.15%
20181606,6412.41%2.07%
How to read this. Counts are the pools' published counts of insured risks, which are close to but not always the same as policies. Insured value is the pools' aggregate liability for buildings and contents. A rising count can mean fewer private insurers writing in the area, but the pools do not say why owners joined.

Sources

  1. North Carolina Joint Underwriting Association (NC FAIR Plan), Quarterly financial statements, Aggregate Liability by Counties
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.