Insurable Homes

Texas

Home insurance of last resort in Brazoria County, Texas

At 30 June 2026 the Texas Windstorm Insurance Association had 58,151 policies in force, up 5.3% from a year earlier, and the Texas FAIR Plan had 5,507 policies in force, up 12.6% from a year earlier by the report's own comparison.

Mar 23: 40,00440,004Mar 23Jun 23: 41,994Sep 23: 43,695Dec 23: 45,072Dec 23Mar 24: 46,495Jun 24: 49,140Sep 24: 50,988Sep 24Dec 24: 52,243Mar 25: 53,624Jun 25: 55,226Jun 25Sep 25: 56,248Dec 25: 56,965Mar 26: 57,453Mar 26Jun 26: 58,15158,151Jun 26

TWIA policies in force in Brazoria at each quarter end

Windstorm pool (TWIA)

Quarter endPolicies in forceExposurePremium written, year to dateResidential policies
30 June 202658,151$25.7 billion$71.3 million56,864
31 March 202657,453$25.4 billion$30.6 million56,169
31 December 202556,965$25.2 billion$150.6 million55,676
30 September 202556,248$24.8 billion$121.4 million54,919
30 June 202555,226$23.7 billion$70.3 million53,924
31 March 202553,624$22.6 billion$30.3 million52,340
31 December 202452,243$21.5 billion$132.0 million50,973
30 September 202450,988$20.7 billion$105.0 million49,727
30 June 202449,140$19.3 billion$58.7 million47,954
31 March 202446,495$17.8 billion$24.2 million45,397
31 December 202345,072$17.0 billion$106.5 million43,987
30 September 202343,695$16.0 billion$84.2 million42,628
30 June 202341,994$14.8 billion$45.4 million40,965
31 March 202340,004$13.7 billion$19.3 million38,998

Texas FAIR Plan

The FAIR Plan publishes its 25 largest counties by exposure each quarter.

Quarter endPolicies in forceExposurePremium written, year to date
30 June 20265,507$2.5 billion$2.4 million
31 March 20265,397$2.5 billion$1.1 million
31 December 20255,343$2.4 billion$4.8 million
30 September 20255,169$2.3 billion$3.8 million
30 June 20254,889$2.1 billion$2.4 million
31 March 20254,526$1.9 billion$1.1 million
31 December 20244,086$1.6 billion$3.4 million
30 September 20243,690$1.4 billion$2.5 million
30 June 20243,144$1.1 billion$1.4 million
31 March 20242,655$914.1 million$574,378
31 December 20232,375$784.8 million$1.7 million
30 September 20232,200$705.4 million$1.2 million
30 June 20232,039$627.1 million$729,848
31 March 20231,872$544.1 million$297,752

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Brazoria.

YearNonrenewalsPolicies in forceNonrenewal rateTexas rate
202349138,5911.27%0.83%
202228131,8390.88%0.68%
202115829,0590.54%0.64%
20209226,2800.35%0.46%
201911726,6630.44%0.64%
201817727,9370.63%0.81%

Sources

  1. Texas Windstorm Insurance Association, Statistical Report and Quarterly Liability Report by county
  2. Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
  3. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.