Insurable Homes

Texas

Home insurance of last resort in Brazos County, Texas

At 30 June 2026 this county was not among the Texas FAIR Plan's 25 largest counties, so its policies are counted only inside the plan's "All Other Counties" total. In earlier quarters it was in the top 25, as the table below shows.

Texas FAIR Plan

The FAIR Plan publishes its 25 largest counties by exposure each quarter.

Quarter endPolicies in forceExposurePremium written, year to date
30 June 2026Not in the top 25 counties that quarter
31 March 2026Not in the top 25 counties that quarter
31 December 2025Not in the top 25 counties that quarter
30 September 2025Not in the top 25 counties that quarter
30 June 2025154$42.8 million$136,463
31 March 2025Not in the top 25 counties that quarter
31 December 2024Not in the top 25 counties that quarter
30 September 2024104$24.8 million$107,061
30 June 202497$21.3 million$69,709
31 March 202487$17.7 million$23,908
31 December 202378$14.4 million$75,147
30 September 202374$13.0 million$55,204
30 June 202374$12.7 million$37,084
31 March 202370$10.7 million$8,400

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Brazos.

YearNonrenewalsPolicies in forceNonrenewal rateTexas rate
202310519,8790.53%0.83%
202212119,0470.64%0.68%
20219718,0840.54%0.64%
20205116,3910.31%0.46%
20196515,3420.42%0.64%
20187514,5590.52%0.81%

Sources

  1. Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.