Home insurance of last resort in Calhoun County, Texas
At 30 June 2026 the Texas Windstorm Insurance Association had 4,756 policies in force, up 0.6% from a year earlier, and the Texas FAIR Plan had 568 policies in force, up 11.4% from a year earlier by the report's own comparison.
TWIA policies in force in Calhoun at each quarter end
Windstorm pool (TWIA)
| Quarter end | Policies in force | Exposure | Premium written, year to date | Residential policies |
|---|---|---|---|---|
| 30 June 2026 | 4,756 | $1.8 billion | $6.3 million | 4,466 |
| 31 March 2026 | 4,737 | $1.8 billion | $2.3 million | 4,447 |
| 31 December 2025 | 4,742 | $1.8 billion | $13.4 million | 4,452 |
| 30 September 2025 | 4,741 | $1.8 billion | $11.0 million | 4,447 |
| 30 June 2025 | 4,728 | $1.7 billion | $6.4 million | 4,441 |
| 31 March 2025 | 4,690 | $1.7 billion | $2.3 million | 4,401 |
| 31 December 2024 | 4,672 | $1.7 billion | $12.6 million | 4,385 |
| 30 September 2024 | 4,687 | $1.6 billion | $10.3 million | 4,389 |
| 30 June 2024 | 4,602 | $1.6 billion | $6.0 million | 4,308 |
| 31 March 2024 | 4,499 | $1.5 billion | $2.1 million | 4,217 |
| 31 December 2023 | 4,463 | $1.4 billion | $11.1 million | 4,174 |
| 30 September 2023 | 4,454 | $1.4 billion | $9.0 million | 4,172 |
| 30 June 2023 | 4,435 | $1.4 billion | $5.2 million | 4,146 |
| 31 March 2023 | 4,308 | $1.3 billion | $1.8 million | 4,020 |
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 568 | $198.2 million | $248,414 |
| 31 March 2026 | 537 | $181.4 million | $98,944 |
| 31 December 2025 | 526 | $175.9 million | $428,366 |
| 30 September 2025 | 512 | $168.0 million | $343,544 |
| 30 June 2025 | 510 | $159.4 million | $227,220 |
| 31 March 2025 | 489 | $147.6 million | $93,862 |
| 31 December 2024 | 475 | $138.5 million | $350,827 |
| 30 September 2024 | 460 | $130.1 million | $275,755 |
| 30 June 2024 | 440 | $121.2 million | $168,027 |
| 31 March 2024 | 413 | $111.0 million | $67,314 |
| 31 December 2023 | 401 | $107.5 million | $259,330 |
| 30 September 2023 | 391 | $105.3 million | $204,292 |
| 30 June 2023 | 389 | $101.9 million | $125,564 |
| 31 March 2023 | 381 | $97.2 million | $55,579 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Calhoun.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 17 | 1,341 | 1.27% | 0.83% |
| 2022 | 14 | 1,236 | 1.13% | 0.68% |
| 2021 | 18 | 1,189 | 1.51% | 0.64% |
| 2020 | 7 | 1,101 | 0.64% | 0.46% |
| 2019 | 7 | 1,122 | 0.62% | 0.64% |
| 2018 | 10 | 1,180 | 0.85% | 0.81% |
Sources
- Texas Windstorm Insurance Association, Statistical Report and Quarterly Liability Report by county
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.