Home insurance of last resort in Cameron County, Texas
At 30 June 2026 the Texas Windstorm Insurance Association had 11,303 policies in force, down 1.9% from a year earlier, and the Texas FAIR Plan had 741 policies in force, up 5.0% from a year earlier by the report's own comparison.
TWIA policies in force in Cameron at each quarter end
Windstorm pool (TWIA)
| Quarter end | Policies in force | Exposure | Premium written, year to date | Residential policies |
|---|---|---|---|---|
| 30 June 2026 | 11,303 | $5.1 billion | $18.4 million | 10,449 |
| 31 March 2026 | 11,263 | $5.2 billion | $8.9 million | 10,401 |
| 31 December 2025 | 11,260 | $5.0 billion | $33.9 million | 10,353 |
| 30 September 2025 | 11,477 | $5.2 billion | $27.7 million | 10,555 |
| 30 June 2025 | 11,518 | $5.1 billion | $17.4 million | 10,574 |
| 31 March 2025 | 11,548 | $5.1 billion | $6.8 million | 10,611 |
| 31 December 2024 | 11,525 | $5.0 billion | $36.4 million | 10,581 |
| 30 September 2024 | 11,532 | $4.9 billion | $27.6 million | 10,591 |
| 30 June 2024 | 11,512 | $4.8 billion | $17.6 million | 10,565 |
| 31 March 2024 | 11,362 | $4.7 billion | $6.2 million | 10,441 |
| 31 December 2023 | 11,316 | $4.6 billion | $34.1 million | 10,418 |
| 30 September 2023 | 10,694 | $4.3 billion | $25.6 million | 9,799 |
| 30 June 2023 | 10,485 | $4.1 billion | $16.4 million | 9,630 |
| 31 March 2023 | 10,012 | $3.6 billion | $5.2 million | 9,223 |
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 741 | $233.2 million | $270,840 |
| 31 March 2026 | 741 | $231.9 million | $119,425 |
| 31 December 2025 | 751 | $231.8 million | $550,887 |
| 30 September 2025 | 729 | $224.4 million | $440,515 |
| 30 June 2025 | 706 | $208.3 million | $306,714 |
| 31 March 2025 | 679 | $197.5 million | $138,543 |
| 31 December 2024 | 639 | $183.2 million | $454,282 |
| 30 September 2024 | 618 | $167.4 million | $346,658 |
| 30 June 2024 | 590 | $153.8 million | $238,759 |
| 31 March 2024 | 542 | $134.3 million | $97,075 |
| 31 December 2023 | 506 | $123.2 million | $299,898 |
| 30 September 2023 | 483 | $111.8 million | $221,890 |
| 30 June 2023 | 461 | $100.5 million | $154,227 |
| 31 March 2023 | 429 | $86.6 million | $65,203 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Cameron.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 133 | 22,663 | 0.59% | 0.83% |
| 2022 | 111 | 20,391 | 0.54% | 0.68% |
| 2021 | 93 | 18,430 | 0.50% | 0.64% |
| 2020 | 61 | 17,253 | 0.35% | 0.46% |
| 2019 | 95 | 16,591 | 0.57% | 0.64% |
| 2018 | 92 | 16,588 | 0.55% | 0.81% |
Sources
- Texas Windstorm Insurance Association, Statistical Report and Quarterly Liability Report by county
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.