Home insurance of last resort in Collin County, Texas
At 30 June 2026 the Texas FAIR Plan had 470 policies in force, down 24.3% from a year earlier by the report's own comparison.
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 470 | $222.2 million | $713,325 |
| 31 March 2026 | 544 | $269.0 million | $324,626 |
| 31 December 2025 | 588 | $299.8 million | $2.3 million |
| 30 September 2025 | 599 | $316.0 million | $1.8 million |
| 30 June 2025 | 621 | $329.6 million | $1.2 million |
| 31 March 2025 | 592 | $313.6 million | $516,265 |
| 31 December 2024 | 545 | $288.2 million | $2.2 million |
| 30 September 2024 | 447 | $224.6 million | $1.6 million |
| 30 June 2024 | 316 | $149.1 million | $873,073 |
| 31 March 2024 | 229 | $88.3 million | $367,246 |
| 31 December 2023 | 176 | $54.8 million | $423,089 |
| 30 September 2023 | 163 | $43.1 million | $288,287 |
| 30 June 2023 | 155 | $36.0 million | $178,238 |
| 31 March 2023 | 152 | $34.1 million | $105,093 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Collin.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 835 | 166,235 | 0.50% | 0.83% |
| 2022 | 660 | 157,287 | 0.42% | 0.68% |
| 2021 | 760 | 148,178 | 0.51% | 0.64% |
| 2020 | 534 | 137,614 | 0.39% | 0.46% |
| 2019 | 749 | 129,474 | 0.58% | 0.64% |
| 2018 | 1,008 | 130,519 | 0.77% | 0.81% |
Sources
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.