Home insurance of last resort in Dallas County, Texas
At 30 June 2026 the Texas FAIR Plan had 4,139 policies in force, down 18.8% from a year earlier by the report's own comparison.
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 4,139 | $1.3 billion | $5.2 million |
| 31 March 2026 | 4,683 | $1.5 billion | $2.6 million |
| 31 December 2025 | 5,033 | $1.7 billion | $13.9 million |
| 30 September 2025 | 5,206 | $1.8 billion | $11.0 million |
| 30 June 2025 | 5,099 | $1.7 billion | $7.4 million |
| 31 March 2025 | 4,692 | $1.5 billion | $3.4 million |
| 31 December 2024 | 4,250 | $1.3 billion | $10.5 million |
| 30 September 2024 | 3,725 | $1.1 billion | $7.5 million |
| 30 June 2024 | 2,998 | $824.1 million | $4.5 million |
| 31 March 2024 | 2,339 | $566.2 million | $1.7 million |
| 31 December 2023 | 1,999 | $423.4 million | $3.3 million |
| 30 September 2023 | 1,868 | $361.8 million | $2.2 million |
| 30 June 2023 | 1,823 | $337.3 million | $1.4 million |
| 31 March 2023 | 1,821 | $327.7 million | $611,992 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Dallas.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 2,127 | 266,433 | 0.80% | 0.83% |
| 2022 | 1,487 | 268,262 | 0.55% | 0.68% |
| 2021 | 1,595 | 263,856 | 0.60% | 0.64% |
| 2020 | 1,098 | 252,260 | 0.44% | 0.46% |
| 2019 | 1,375 | 238,772 | 0.58% | 0.64% |
| 2018 | 1,837 | 234,546 | 0.78% | 0.81% |
Sources
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.