Home insurance of last resort in Denton County, Texas
At 30 June 2026 the Texas FAIR Plan had 745 policies in force, down 28.9% from a year earlier by the report's own comparison.
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 745 | $388.0 million | $1.2 million |
| 31 March 2026 | 881 | $475.4 million | $662,369 |
| 31 December 2025 | 972 | $534.7 million | $3.5 million |
| 30 September 2025 | 1,032 | $579.4 million | $2.7 million |
| 30 June 2025 | 1,048 | $601.5 million | $2.0 million |
| 31 March 2025 | 954 | $546.8 million | $874,961 |
| 31 December 2024 | 813 | $462.5 million | $2.8 million |
| 30 September 2024 | 622 | $340.4 million | $1.9 million |
| 30 June 2024 | 429 | $225.2 million | $1.1 million |
| 31 March 2024 | 238 | $107.2 million | $372,345 |
| 31 December 2023 | 151 | $58.8 million | $403,082 |
| 30 September 2023 | 133 | $48.1 million | $256,344 |
| 30 June 2023 | 117 | $37.9 million | $132,569 |
| 31 March 2023 | 115 | $36.0 million | $79,035 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Denton.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 681 | 126,461 | 0.54% | 0.83% |
| 2022 | 544 | 120,082 | 0.45% | 0.68% |
| 2021 | 619 | 114,111 | 0.54% | 0.64% |
| 2020 | 398 | 105,894 | 0.38% | 0.46% |
| 2019 | 453 | 96,785 | 0.47% | 0.64% |
| 2018 | 705 | 92,139 | 0.77% | 0.81% |
Sources
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.