Home insurance of last resort in El Paso County, Texas
At 30 June 2026 the Texas FAIR Plan had 4,288 policies in force, up 0.9% from a year earlier by the report's own comparison.
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 4,288 | $1.6 billion | $3.2 million |
| 31 March 2026 | 4,396 | $1.6 billion | $1.4 million |
| 31 December 2025 | 4,436 | $1.6 billion | $6.3 million |
| 30 September 2025 | 4,397 | $1.6 billion | $4.9 million |
| 30 June 2025 | 4,249 | $1.5 billion | $3.1 million |
| 31 March 2025 | 3,989 | $1.4 billion | $1.4 million |
| 31 December 2024 | 3,604 | $1.2 billion | $4.5 million |
| 30 September 2024 | 3,202 | $1.1 billion | $3.4 million |
| 30 June 2024 | 2,561 | $798.0 million | $2.0 million |
| 31 March 2024 | 1,983 | $580.7 million | $750,093 |
| 31 December 2023 | 1,679 | $465.9 million | $1.7 million |
| 30 September 2023 | 1,529 | $411.1 million | $1.2 million |
| 30 June 2023 | 1,401 | $365.3 million | $713,634 |
| 31 March 2023 | 1,340 | $343.7 million | $317,437 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in El Paso.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 952 | 93,843 | 1.01% | 0.83% |
| 2022 | 730 | 92,117 | 0.79% | 0.68% |
| 2021 | 551 | 87,333 | 0.63% | 0.64% |
| 2020 | 395 | 81,441 | 0.49% | 0.46% |
| 2019 | 580 | 75,330 | 0.77% | 0.64% |
| 2018 | 607 | 72,621 | 0.84% | 0.81% |
Sources
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.