Home insurance of last resort in Ellis County, Texas
At 30 June 2026 the Texas FAIR Plan had 280 policies in force, down 18.6% from a year earlier by the report's own comparison.
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 280 | $132.3 million | $479,441 |
| 31 March 2026 | 308 | $147.7 million | $289,386 |
| 31 December 2025 | 327 | $156.2 million | $1.1 million |
| 30 September 2025 | 342 | $164.9 million | $858,616 |
| 30 June 2025 | Not in the top 25 counties that quarter | ||
| 31 March 2025 | 327 | $156.2 million | $365,688 |
| 31 December 2024 | 262 | $120.7 million | $780,289 |
| 30 September 2024 | Not in the top 25 counties that quarter | ||
| 30 June 2024 | Not in the top 25 counties that quarter | ||
| 31 March 2024 | Not in the top 25 counties that quarter | ||
| 31 December 2023 | Not in the top 25 counties that quarter | ||
| 30 September 2023 | Not in the top 25 counties that quarter | ||
| 30 June 2023 | Not in the top 25 counties that quarter | ||
| 31 March 2023 | Not in the top 25 counties that quarter | ||
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Ellis.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 133 | 24,952 | 0.53% | 0.83% |
| 2022 | 77 | 23,610 | 0.33% | 0.68% |
| 2021 | 92 | 22,620 | 0.41% | 0.64% |
| 2020 | 80 | 21,301 | 0.38% | 0.46% |
| 2019 | 84 | 19,526 | 0.43% | 0.64% |
| 2018 | 131 | 19,020 | 0.69% | 0.81% |
Sources
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.