Insurable Homes

Texas

Home insurance of last resort in Fort Bend County, Texas

At 30 June 2026 the Texas FAIR Plan had 8,470 policies in force, down 12.9% from a year earlier by the report's own comparison.

Texas FAIR Plan

The FAIR Plan publishes its 25 largest counties by exposure each quarter.

Quarter endPolicies in forceExposurePremium written, year to date
30 June 20268,470$2.8 billion$11.8 million
31 March 20269,146$3.1 billion$5.6 million
31 December 20259,539$3.3 billion$27.4 million
30 September 20259,789$3.4 billion$21.9 million
30 June 20259,730$3.4 billion$14.5 million
31 March 20259,206$3.1 billion$6.4 million
31 December 20248,556$2.8 billion$21.4 million
30 September 20247,798$2.4 billion$15.6 million
30 June 20246,805$1.9 billion$8.9 million
31 March 20245,900$1.5 billion$3.4 million
31 December 20235,404$1.3 billion$9.7 million
30 September 20235,036$1.2 billion$7.2 million
30 June 20234,640$1.0 billion$4.3 million
31 March 20234,308$858.8 million$1.9 million

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Fort Bend.

YearNonrenewalsPolicies in forceNonrenewal rateTexas rate
20231,31588,5561.48%0.83%
202293585,2121.10%0.68%
202170174,9540.94%0.64%
202044564,7780.69%0.46%
201948260,5440.80%0.64%
201870460,9461.16%0.81%

Sources

  1. Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.