Home insurance of last resort in Hardin County, Texas
At 30 June 2026 this county was not among the Texas FAIR Plan's 25 largest counties, so its policies are counted only inside the plan's "All Other Counties" total. In earlier quarters it was in the top 25, as the table below shows.
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | Not in the top 25 counties that quarter | ||
| 31 March 2026 | Not in the top 25 counties that quarter | ||
| 31 December 2025 | 323 | $59.5 million | $743,555 |
| 30 September 2025 | 326 | $61.5 million | $599,968 |
| 30 June 2025 | Not in the top 25 counties that quarter | ||
| 31 March 2025 | Not in the top 25 counties that quarter | ||
| 31 December 2024 | Not in the top 25 counties that quarter | ||
| 30 September 2024 | Not in the top 25 counties that quarter | ||
| 30 June 2024 | Not in the top 25 counties that quarter | ||
| 31 March 2024 | Not in the top 25 counties that quarter | ||
| 31 December 2023 | Not in the top 25 counties that quarter | ||
| 30 September 2023 | Not in the top 25 counties that quarter | ||
| 30 June 2023 | Not in the top 25 counties that quarter | ||
| 31 March 2023 | Not in the top 25 counties that quarter | ||
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Hardin.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 50 | 5,745 | 0.87% | 0.83% |
| 2022 | 31 | 5,640 | 0.55% | 0.68% |
| 2021 | 19 | 5,247 | 0.36% | 0.64% |
| 2020 | 14 | 5,090 | 0.28% | 0.46% |
| 2019 | 34 | 5,072 | 0.67% | 0.64% |
| 2018 | 40 | 5,093 | 0.79% | 0.81% |
Sources
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.