Insurable Homes

Texas

Home insurance of last resort in Hidalgo County, Texas

At 30 June 2026 this county was not among the Texas FAIR Plan's 25 largest counties, so its policies are counted only inside the plan's "All Other Counties" total. In earlier quarters it was in the top 25, as the table below shows.

Texas FAIR Plan

The FAIR Plan publishes its 25 largest counties by exposure each quarter.

Quarter endPolicies in forceExposurePremium written, year to date
30 June 2026Not in the top 25 counties that quarter
31 March 2026Not in the top 25 counties that quarter
31 December 2025Not in the top 25 counties that quarter
30 September 2025Not in the top 25 counties that quarter
30 June 2025263$57.3 million$324,731
31 March 2025262$52.6 million$131,319
31 December 2024264$49.7 million$464,240
30 September 2024253$45.2 million$355,327
30 June 2024230$38.6 million$244,648
31 March 2024205$32.3 million$93,972
31 December 2023180$27.7 million$272,856
30 September 2023180$25.0 million$205,115
30 June 2023176$22.9 million$141,679
31 March 2023161$19.6 million$53,274

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Hidalgo.

YearNonrenewalsPolicies in forceNonrenewal rateTexas rate
202331745,8980.69%0.83%
202225644,5550.57%0.68%
202126340,8420.64%0.64%
202015138,4080.39%0.46%
201917338,2080.45%0.64%
201821038,2470.55%0.81%

Sources

  1. Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.