Home insurance of last resort in Jefferson County, Texas
At 30 June 2026 the Texas Windstorm Insurance Association had 35,098 policies in force, up 2.0% from a year earlier, and the Texas FAIR Plan had 4,517 policies in force, up 15.1% from a year earlier by the report's own comparison.
TWIA policies in force in Jefferson at each quarter end
Windstorm pool (TWIA)
| Quarter end | Policies in force | Exposure | Premium written, year to date | Residential policies |
|---|---|---|---|---|
| 30 June 2026 | 35,098 | $12.9 billion | $42.6 million | 34,135 |
| 31 March 2026 | 34,921 | $12.8 billion | $16.4 million | 33,960 |
| 31 December 2025 | 34,805 | $12.7 billion | $90.3 million | 33,835 |
| 30 September 2025 | 34,774 | $12.5 billion | $74.2 million | 33,801 |
| 30 June 2025 | 34,407 | $12.1 billion | $42.3 million | 33,420 |
| 31 March 2025 | 33,895 | $11.6 billion | $16.0 million | 32,904 |
| 31 December 2024 | 33,362 | $11.3 billion | $81.4 million | 32,373 |
| 30 September 2024 | 32,985 | $11.0 billion | $66.7 million | 31,980 |
| 30 June 2024 | 32,257 | $10.5 billion | $36.9 million | 31,296 |
| 31 March 2024 | 30,833 | $9.8 billion | $13.4 million | 29,887 |
| 31 December 2023 | 30,502 | $9.5 billion | $70.1 million | 29,575 |
| 30 September 2023 | 30,277 | $9.3 billion | $57.1 million | 29,361 |
| 30 June 2023 | 29,661 | $8.6 billion | $30.1 million | 28,810 |
| 31 March 2023 | 28,658 | $8.0 billion | $11.2 million | 27,879 |
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 4,517 | $1.7 billion | $1.8 million |
| 31 March 2026 | 4,370 | $1.7 billion | $781,579 |
| 31 December 2025 | 4,270 | $1.6 billion | $3.4 million |
| 30 September 2025 | 4,136 | $1.6 billion | $2.7 million |
| 30 June 2025 | 3,926 | $1.4 billion | $1.8 million |
| 31 March 2025 | 3,590 | $1.3 billion | $762,056 |
| 31 December 2024 | 3,213 | $1.1 billion | $2.5 million |
| 30 September 2024 | 2,876 | $954.3 million | $1.8 million |
| 30 June 2024 | 2,419 | $770.0 million | $1.0 million |
| 31 March 2024 | 1,987 | $615.2 million | $369,321 |
| 31 December 2023 | 1,805 | $543.5 million | $1.2 million |
| 30 September 2023 | 1,636 | $472.5 million | $890,868 |
| 30 June 2023 | 1,450 | $404.7 million | $508,977 |
| 31 March 2023 | 1,312 | $342.8 million | $205,517 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Jefferson.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 119 | 14,177 | 0.84% | 0.83% |
| 2022 | 106 | 13,430 | 0.79% | 0.68% |
| 2021 | 70 | 12,837 | 0.55% | 0.64% |
| 2020 | 58 | 12,664 | 0.46% | 0.46% |
| 2019 | 112 | 12,954 | 0.86% | 0.64% |
| 2018 | 131 | 13,286 | 0.99% | 0.81% |
Sources
- Texas Windstorm Insurance Association, Statistical Report and Quarterly Liability Report by county
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.