Insurable Homes

Texas

Home insurance of last resort in Johnson County, Texas

At 30 June 2026 the Texas FAIR Plan had 215 policies in force, down 10.4% from a year earlier by the report's own comparison.

Texas FAIR Plan

The FAIR Plan publishes its 25 largest counties by exposure each quarter.

Quarter endPolicies in forceExposurePremium written, year to date
30 June 2026215$83.0 million$317,149
31 March 2026229$87.9 million$128,834
31 December 2025Not in the top 25 counties that quarter
30 September 2025Not in the top 25 counties that quarter
30 June 2025Not in the top 25 counties that quarter
31 March 2025Not in the top 25 counties that quarter
31 December 2024Not in the top 25 counties that quarter
30 September 2024Not in the top 25 counties that quarter
30 June 2024Not in the top 25 counties that quarter
31 March 2024Not in the top 25 counties that quarter
31 December 2023Not in the top 25 counties that quarter
30 September 2023Not in the top 25 counties that quarter
30 June 2023Not in the top 25 counties that quarter
31 March 2023Not in the top 25 counties that quarter

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Johnson.

YearNonrenewalsPolicies in forceNonrenewal rateTexas rate
202312424,3440.51%0.83%
202211523,3830.49%0.68%
202111622,1940.52%0.64%
202010320,4200.50%0.46%
201910919,0670.57%0.64%
201812818,7620.68%0.81%

Sources

  1. Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.