Home insurance of last resort in Liberty County, Texas
At 30 June 2026 the Texas FAIR Plan had 863 policies in force, up 0.5% from a year earlier by the report's own comparison.
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 863 | $160.4 million | $1.2 million |
| 31 March 2026 | 881 | $162.6 million | $575,027 |
| 31 December 2025 | 885 | $164.4 million | $2.2 million |
| 30 September 2025 | 916 | $173.3 million | $1.9 million |
| 30 June 2025 | 859 | $160.0 million | $1.2 million |
| 31 March 2025 | 755 | $140.0 million | $531,053 |
| 31 December 2024 | 655 | $117.0 million | $1.5 million |
| 30 September 2024 | 587 | $100.9 million | $1.1 million |
| 30 June 2024 | 456 | $74.9 million | $592,995 |
| 31 March 2024 | 348 | $56.7 million | $229,683 |
| 31 December 2023 | 293 | $43.5 million | $543,652 |
| 30 September 2023 | 253 | $36.7 million | $380,232 |
| 30 June 2023 | 239 | $31.6 million | $225,253 |
| 31 March 2023 | 207 | $26.5 million | $76,428 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Liberty.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 59 | 6,498 | 0.91% | 0.83% |
| 2022 | 53 | 6,110 | 0.87% | 0.68% |
| 2021 | 44 | 5,426 | 0.81% | 0.64% |
| 2020 | 23 | 5,057 | 0.45% | 0.46% |
| 2019 | 40 | 4,874 | 0.82% | 0.64% |
| 2018 | 45 | 4,930 | 0.91% | 0.81% |
Sources
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.