Home insurance of last resort in Matagorda County, Texas
At 30 June 2026 the Texas Windstorm Insurance Association had 5,932 policies in force, up 2.5% from a year earlier, and the Texas FAIR Plan had 629 policies in force, up 18.7% from a year earlier by the report's own comparison.
TWIA policies in force in Matagorda at each quarter end
Windstorm pool (TWIA)
| Quarter end | Policies in force | Exposure | Premium written, year to date | Residential policies |
|---|---|---|---|---|
| 30 June 2026 | 5,932 | $2.2 billion | $7.5 million | 5,688 |
| 31 March 2026 | 5,869 | $2.2 billion | $2.9 million | 5,627 |
| 31 December 2025 | 5,869 | $2.2 billion | $15.1 million | 5,619 |
| 30 September 2025 | 5,845 | $2.2 billion | $12.4 million | 5,594 |
| 30 June 2025 | 5,790 | $2.1 billion | $7.6 million | 5,542 |
| 31 March 2025 | 5,748 | $2.0 billion | $3.1 million | 5,505 |
| 31 December 2024 | 5,715 | $2.0 billion | $13.6 million | 5,469 |
| 30 September 2024 | 5,679 | $1.9 billion | $11.1 million | 5,431 |
| 30 June 2024 | 5,591 | $1.8 billion | $6.7 million | 5,356 |
| 31 March 2024 | 5,376 | $1.7 billion | $2.7 million | 5,157 |
| 31 December 2023 | 5,314 | $1.7 billion | $11.8 million | 5,100 |
| 30 September 2023 | 5,276 | $1.6 billion | $9.5 million | 5,062 |
| 30 June 2023 | 5,180 | $1.6 billion | $5.7 million | 4,966 |
| 31 March 2023 | 5,034 | $1.5 billion | $2.2 million | 4,834 |
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 629 | $236.2 million | $299,845 |
| 31 March 2026 | 619 | $228.0 million | $127,487 |
| 31 December 2025 | 607 | $220.1 million | $605,110 |
| 30 September 2025 | 571 | $200.7 million | $457,709 |
| 30 June 2025 | 530 | $180.8 million | $304,780 |
| 31 March 2025 | 507 | $166.2 million | $131,012 |
| 31 December 2024 | 473 | $150.6 million | $429,126 |
| 30 September 2024 | 439 | $134.3 million | $312,266 |
| 30 June 2024 | 399 | $120.2 million | $208,208 |
| 31 March 2024 | 335 | $96.0 million | $72,856 |
| 31 December 2023 | 318 | $89.0 million | $254,316 |
| 30 September 2023 | 288 | $78.1 million | $178,065 |
| 30 June 2023 | 274 | $71.4 million | $112,923 |
| 31 March 2023 | 264 | $65.4 million | $50,545 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Matagorda.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 33 | 2,426 | 1.36% | 0.83% |
| 2022 | 19 | 2,182 | 0.87% | 0.68% |
| 2021 | 13 | 2,074 | 0.63% | 0.64% |
| 2020 | 5 | 1,943 | 0.26% | 0.46% |
| 2019 | 14 | 1,965 | 0.71% | 0.64% |
| 2018 | 17 | 2,010 | 0.85% | 0.81% |
Sources
- Texas Windstorm Insurance Association, Statistical Report and Quarterly Liability Report by county
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.