Home insurance of last resort in Montgomery County, Texas
At 30 June 2026 the Texas FAIR Plan had 2,472 policies in force, down 4.5% from a year earlier by the report's own comparison.
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 2,472 | $748.6 million | $2.6 million |
| 31 March 2026 | 2,635 | $815.9 million | $1.2 million |
| 31 December 2025 | 2,689 | $858.2 million | $5.9 million |
| 30 September 2025 | 2,668 | $859.7 million | $4.6 million |
| 30 June 2025 | 2,588 | $835.5 million | $2.9 million |
| 31 March 2025 | 2,383 | $750.7 million | $1.3 million |
| 31 December 2024 | 2,094 | $644.8 million | $4.2 million |
| 30 September 2024 | 1,735 | $533.5 million | $3.0 million |
| 30 June 2024 | 1,307 | $374.2 million | $1.6 million |
| 31 March 2024 | 1,013 | $254.7 million | $541,222 |
| 31 December 2023 | 856 | $206.1 million | $1.3 million |
| 30 September 2023 | 800 | $186.5 million | $995,005 |
| 30 June 2023 | 731 | $149.6 million | $556,530 |
| 31 March 2023 | 699 | $131.4 million | $205,893 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Montgomery.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 698 | 95,717 | 0.73% | 0.83% |
| 2022 | 643 | 90,106 | 0.71% | 0.68% |
| 2021 | 509 | 79,629 | 0.64% | 0.64% |
| 2020 | 364 | 71,798 | 0.51% | 0.46% |
| 2019 | 470 | 68,027 | 0.69% | 0.64% |
| 2018 | 668 | 66,687 | 1.00% | 0.81% |
Sources
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.