Home insurance of last resort in Nueces County, Texas
At 30 June 2026 the Texas Windstorm Insurance Association had 51,324 policies in force, up 2.8% from a year earlier, and the Texas FAIR Plan had 2,200 policies in force, up 8.0% from a year earlier by the report's own comparison.
TWIA policies in force in Nueces at each quarter end
Windstorm pool (TWIA)
| Quarter end | Policies in force | Exposure | Premium written, year to date | Residential policies |
|---|---|---|---|---|
| 30 June 2026 | 51,324 | $22.1 billion | $72.7 million | 49,166 |
| 31 March 2026 | 50,881 | $22.0 billion | $28.2 million | 48,671 |
| 31 December 2025 | 50,661 | $21.9 billion | $146.3 million | 48,398 |
| 30 September 2025 | 50,420 | $21.8 billion | $117.3 million | 48,084 |
| 30 June 2025 | 49,931 | $21.2 billion | $72.9 million | 47,573 |
| 31 March 2025 | 49,486 | $20.7 billion | $28.6 million | 47,098 |
| 31 December 2024 | 48,979 | $20.2 billion | $140.2 million | 46,547 |
| 30 September 2024 | 48,403 | $19.8 billion | $110.8 million | 45,955 |
| 30 June 2024 | 47,219 | $19.0 billion | $68.8 million | 44,784 |
| 31 March 2024 | 45,356 | $17.9 billion | $26.3 million | 42,943 |
| 31 December 2023 | 44,287 | $17.3 billion | $121.9 million | 41,914 |
| 30 September 2023 | 43,735 | $16.6 billion | $95.9 million | 41,385 |
| 30 June 2023 | 43,108 | $15.6 billion | $57.7 million | 40,855 |
| 31 March 2023 | 41,790 | $14.4 billion | $21.3 million | 39,712 |
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 2,200 | $727.8 million | $1.1 million |
| 31 March 2026 | 2,169 | $706.2 million | $456,414 |
| 31 December 2025 | 2,137 | $682.3 million | $2.1 million |
| 30 September 2025 | 2,097 | $664.8 million | $1.7 million |
| 30 June 2025 | 2,037 | $621.1 million | $1.1 million |
| 31 March 2025 | 1,919 | $578.0 million | $442,798 |
| 31 December 2024 | 1,824 | $533.5 million | $1.7 million |
| 30 September 2024 | 1,750 | $489.2 million | $1.3 million |
| 30 June 2024 | 1,535 | $402.4 million | $774,781 |
| 31 March 2024 | 1,334 | $330.0 million | $315,737 |
| 31 December 2023 | 1,224 | $291.4 million | $938,478 |
| 30 September 2023 | 1,136 | $261.1 million | $685,203 |
| 30 June 2023 | 1,113 | $249.1 million | $410,309 |
| 31 March 2023 | 1,102 | $240.7 million | $187,589 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Nueces.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 258 | 29,044 | 0.89% | 0.83% |
| 2022 | 272 | 27,244 | 1.00% | 0.68% |
| 2021 | 140 | 24,568 | 0.57% | 0.64% |
| 2020 | 59 | 21,454 | 0.28% | 0.46% |
| 2019 | 405 | 21,506 | 1.88% | 0.64% |
| 2018 | 179 | 21,736 | 0.82% | 0.81% |
Sources
- Texas Windstorm Insurance Association, Statistical Report and Quarterly Liability Report by county
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.