Home insurance of last resort in Orange County, Texas
At 30 June 2026 the Texas FAIR Plan had 1,212 policies in force, down 8.7% from a year earlier by the report's own comparison.
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 1,212 | $348.1 million | $2.0 million |
| 31 March 2026 | 1,260 | $368.6 million | $776,135 |
| 31 December 2025 | 1,309 | $392.4 million | $4.4 million |
| 30 September 2025 | 1,320 | $401.8 million | $3.4 million |
| 30 June 2025 | 1,328 | $408.7 million | $2.3 million |
| 31 March 2025 | 1,224 | $365.3 million | $941,246 |
| 31 December 2024 | 1,101 | $316.9 million | $3.3 million |
| 30 September 2024 | 914 | $252.1 million | $2.4 million |
| 30 June 2024 | 701 | $178.8 million | $1.3 million |
| 31 March 2024 | 508 | $116.8 million | $382,314 |
| 31 December 2023 | 454 | $96.8 million | $1.0 million |
| 30 September 2023 | 438 | $87.5 million | $773,045 |
| 30 June 2023 | 399 | $75.3 million | $456,160 |
| 31 March 2023 | 371 | $64.1 million | $158,988 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Orange.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 39 | 7,638 | 0.51% | 0.83% |
| 2022 | 46 | 8,068 | 0.57% | 0.68% |
| 2021 | 55 | 7,772 | 0.71% | 0.64% |
| 2020 | 21 | 7,293 | 0.29% | 0.46% |
| 2019 | 43 | 7,246 | 0.59% | 0.64% |
| 2018 | 92 | 7,677 | 1.20% | 0.81% |
Sources
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.