Home insurance of last resort in Refugio County, Texas
At 30 June 2026 the Texas Windstorm Insurance Association had 513 policies in force, up 2.2% from a year earlier.
TWIA policies in force in Refugio at each quarter end
Windstorm pool (TWIA)
| Quarter end | Policies in force | Exposure | Premium written, year to date | Residential policies |
|---|---|---|---|---|
| 30 June 2026 | 513 | $180.8 million | $617,018 | 456 |
| 31 March 2026 | 518 | $179.6 million | $272,280 | 458 |
| 31 December 2025 | 514 | $177.7 million | $1.4 million | 453 |
| 30 September 2025 | 510 | $178.3 million | $1.2 million | 448 |
| 30 June 2025 | 502 | $170.9 million | $610,044 | 437 |
| 31 March 2025 | 488 | $162.4 million | $258,915 | 422 |
| 31 December 2024 | 479 | $155.3 million | $1.2 million | 414 |
| 30 September 2024 | 463 | $148.8 million | $986,932 | 402 |
| 30 June 2024 | 454 | $142.0 million | $492,623 | 392 |
| 31 March 2024 | 427 | $133.0 million | $181,143 | 373 |
| 31 December 2023 | 430 | $130.8 million | $1.1 million | 376 |
| 30 September 2023 | 426 | $127.3 million | $892,337 | 373 |
| 30 June 2023 | 397 | $115.9 million | $427,858 | 348 |
| 31 March 2023 | 379 | $110.6 million | $170,366 | 330 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in Refugio.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 4 | 343 | 1.17% | 0.83% |
| 2022 | 4 | 292 | 1.37% | 0.68% |
| 2021 | 1 | 266 | 0.38% | 0.64% |
| 2020 | 0 | 255 | 0.00% | 0.46% |
| 2019 | 7 | 246 | 2.85% | 0.64% |
| 2018 | 3 | 251 | 1.20% | 0.81% |
Sources
- Texas Windstorm Insurance Association, Statistical Report and Quarterly Liability Report by county
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.