Home insurance of last resort in San Patricio County, Texas
At 30 June 2026 the Texas Windstorm Insurance Association had 9,878 policies in force, up 4.2% from a year earlier, and the Texas FAIR Plan had 445 policies in force, up 8.0% from a year earlier by the report's own comparison.
TWIA policies in force in San Patricio at each quarter end
Windstorm pool (TWIA)
| Quarter end | Policies in force | Exposure | Premium written, year to date | Residential policies |
|---|---|---|---|---|
| 30 June 2026 | 9,878 | $3.9 billion | $12.3 million | 9,473 |
| 31 March 2026 | 9,754 | $3.8 billion | $5.1 million | 9,366 |
| 31 December 2025 | 9,673 | $3.8 billion | $25.1 million | 9,287 |
| 30 September 2025 | 9,568 | $3.8 billion | $20.6 million | 9,187 |
| 30 June 2025 | 9,480 | $3.6 billion | $11.8 million | 9,084 |
| 31 March 2025 | 9,353 | $3.5 billion | $4.9 million | 8,977 |
| 31 December 2024 | 9,213 | $3.4 billion | $22.7 million | 8,841 |
| 30 September 2024 | 9,106 | $3.3 billion | $18.8 million | 8,732 |
| 30 June 2024 | 8,768 | $3.1 billion | $10.4 million | 8,419 |
| 31 March 2024 | 8,387 | $2.9 billion | $4.1 million | 8,051 |
| 31 December 2023 | 8,176 | $2.8 billion | $19.1 million | 7,838 |
| 30 September 2023 | 8,075 | $2.7 billion | $15.8 million | 7,741 |
| 30 June 2023 | 7,932 | $2.6 billion | $8.5 million | 7,595 |
| 31 March 2023 | 7,499 | $2.3 billion | $3.3 million | 7,190 |
Texas FAIR Plan
The FAIR Plan publishes its 25 largest counties by exposure each quarter.
| Quarter end | Policies in force | Exposure | Premium written, year to date |
|---|---|---|---|
| 30 June 2026 | 445 | $169.6 million | $189,484 |
| 31 March 2026 | 440 | $166.3 million | $74,282 |
| 31 December 2025 | 432 | $163.0 million | $380,210 |
| 30 September 2025 | 426 | $158.7 million | $308,567 |
| 30 June 2025 | 412 | $149.6 million | $201,690 |
| 31 March 2025 | 374 | $131.2 million | $78,601 |
| 31 December 2024 | 349 | $121.4 million | $294,235 |
| 30 September 2024 | 325 | $108.4 million | $226,122 |
| 30 June 2024 | 270 | $85.1 million | $125,416 |
| 31 March 2024 | 224 | $64.6 million | $46,946 |
| 31 December 2023 | 200 | $56.4 million | $139,940 |
| 30 September 2023 | 186 | $51.9 million | $103,787 |
| 30 June 2023 | 166 | $44.7 million | $61,073 |
| 31 March 2023 | 160 | $40.2 million | $25,587 |
Nonrenewals, 2018 to 2023
From the Senate Budget Committee's insurer data. More on nonrenewals in San Patricio.
| Year | Nonrenewals | Policies in force | Nonrenewal rate | Texas rate |
|---|---|---|---|---|
| 2023 | 40 | 5,481 | 0.73% | 0.83% |
| 2022 | 34 | 4,743 | 0.72% | 0.68% |
| 2021 | 25 | 4,270 | 0.59% | 0.64% |
| 2020 | 22 | 4,091 | 0.54% | 0.46% |
| 2019 | 52 | 4,107 | 1.27% | 0.64% |
| 2018 | 31 | 4,244 | 0.73% | 0.81% |
Sources
- Texas Windstorm Insurance Association, Statistical Report and Quarterly Liability Report by county
- Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
- US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)
Checked 29 October 2026. Figures are reproduced as published and are not adjusted.