Insurable Homes

Texas

Home insurance of last resort in Travis County, Texas

At 30 June 2026 the Texas FAIR Plan had 677 policies in force, down 4.8% from a year earlier by the report's own comparison.

Texas FAIR Plan

The FAIR Plan publishes its 25 largest counties by exposure each quarter.

Quarter endPolicies in forceExposurePremium written, year to date
30 June 2026677$268.2 million$650,843
31 March 2026721$291.5 million$292,178
31 December 2025728$292.9 million$1.5 million
30 September 2025745$300.2 million$1.2 million
30 June 2025711$283.2 million$753,047
31 March 2025643$250.6 million$304,925
31 December 2024578$221.6 million$1.0 million
30 September 2024482$174.4 million$725,987
30 June 2024392$128.9 million$415,541
31 March 2024298$84.0 million$154,634
31 December 2023252$64.8 million$322,197
30 September 2023224$51.8 million$205,733
30 June 2023216$43.8 million$115,664
31 March 2023210$39.5 million$53,471

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. More on nonrenewals in Travis.

YearNonrenewalsPolicies in forceNonrenewal rateTexas rate
20231,070153,3050.70%0.83%
2022877152,7720.57%0.68%
2021755147,2190.51%0.64%
2020667137,9470.48%0.46%
2019754128,4770.59%0.64%
2018884122,0940.72%0.81%

Sources

  1. Texas FAIR Plan Association, Quarterly Liability Report, top 25 counties by exposure
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.