Insurable Homes

Texas

Home insurance of last resort in Willacy County, Texas

At 30 June 2026 the Texas Windstorm Insurance Association had 417 policies in force, up 2.0% from a year earlier.

Mar 23: 362362Mar 23Jun 23: 377Sep 23: 378Dec 23: 388Dec 23Mar 24: 385Jun 24: 402Sep 24: 410Sep 24Dec 24: 409Mar 25: 406Jun 25: 409Jun 25Sep 25: 410Dec 25: 409Mar 26: 410Mar 26Jun 26: 417417Jun 26

TWIA policies in force in Willacy at each quarter end

Windstorm pool (TWIA)

Quarter endPolicies in forceExposurePremium written, year to dateResidential policies
30 June 2026417$166.1 million$609,295375
31 March 2026410$161.9 million$145,563369
31 December 2025409$162.0 million$1.2 million368
30 September 2025410$163.5 million$1.1 million370
30 June 2025409$156.8 million$589,803367
31 March 2025406$153.8 million$139,355366
31 December 2024409$152.5 million$1.2 million368
30 September 2024410$148.5 million$1.0 million370
30 June 2024402$140.9 million$577,770364
31 March 2024385$132.0 million$138,650346
31 December 2023388$131.2 million$1.1 million347
30 September 2023378$126.4 million$903,302336
30 June 2023377$120.8 million$515,480337
31 March 2023362$106.9 million$128,660324

Nonrenewals, 2018 to 2023

From the Senate Budget Committee's insurer data. The committee reports this county together with others as Kenedy / Willacy. More on nonrenewals in Kenedy / Willacy.

YearNonrenewalsPolicies in forceNonrenewal rateTexas rate
2023167992.00%0.83%
202297381.22%0.68%
2021117121.54%0.64%
202036700.45%0.46%
201946400.62%0.64%
201866470.93%0.81%

Sources

  1. Texas Windstorm Insurance Association, Statistical Report and Quarterly Liability Report by county
  2. US Senate Budget Committee, Homeowners insurance nonrenewal data by county, 2018 to 2023 (December 2024 release)

Checked 29 October 2026. Figures are reproduced as published and are not adjusted.